85. All advertising by a merchant regarding the terms and conditions of credit in an open credit contract and including one of the following particulars:(a) the duration of each period for which a statement of account is furnished;
(b) membership or renewal fees;
(c) the period during which the consumer may discharge his obligation without being required to pay credit charges;
(d) the minimum payment required for each period;
(e) a reference table of credit charges to be paid;
must include all those particulars.